Final Expense

Why Final Expense Insurance?

With the rising costs of burial and funeral expenses, many seniors are opting into state regulated final expense programs. Final expense Insurance offers you peace of mind knowing the policy is permanent for life, and the price will never increase. These programs are designed to take care of your burial expenses, funeral and cremation costs, so you don't leave the burden
behind to your family and loved ones.


According to the National Funeral Directors Association (NFDA), a traditional funeral costs $8,343. Depending on factors such as a Casket, Vault, Cemetery plot and services, many funerals can exceed $10,000. On average, a cremation will cost around $4,500 depending on varying factors. Have you taken action? Say goodbye to your loved ones in an honorable way.

Features Of Final Expense Insurance

Permanent Coverage, it will never expire unless you live till age 120. If you do live that
long, you will be returned your premiums plus interest.

The death benefit and the premiums are guaranteed to remain level for life, and they will never increase or decrease.

Does not require an invasive physical medical exam.

The benefit will pass to any beneficiary you select.

The benefit is paid out tax-free and is not subject to probate court. Your beneficiary will
be sent the benefit in a timely manner in order to take care of your final expenses.

Living benefits include coverage for Chronic, Critical or Terminal Illness, meaning if you have this coverage, the insurance company will pay the benefit early so you can take care of your bills.

All Final Expense Programs build a cash value, and accumulate interest.

Immediately effective once approved for coverage.

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